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Term Insurance

Term insurance is a life insurance policy that provides coverage for a specified period. If the insured passes away during this term, the beneficiary or nominee receives a death benefit.
  • Pure Protection Plan
  • Tax Deduction
  • Affodable Plans
  • Covers entire Family

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    Term Insurance by Satija Consultants

    Term Insurance is a fundamental aspect of financial planning, providing essential protection for your loved ones in the event of your untimely demise. At Satija Consultants, we offer Term Insurance Plans that are designed to provide financial security and peace of mind to your family during difficult times.

    Key Features of Our Term Insurance Plans

    • Our term insurance plans offer high coverage at affordable premiums, ensuring that your family is adequately protected.
    • Receive a lump sum payout to your nominee in case of your untimely demise, helping them maintain their standard of living and meet financial obligations.
    • Choose a policy term that suits your financial goals and family's needs, ranging from 10 years to 40 years.
    • Enhance your coverage with optional riders such as accidental death benefit, critical illness cover, and waiver of premium, providing extra protection against unforeseen circumstances.
    • Enjoy tax benefits on premiums paid towards term insurance under Section 80C of the Income Tax Act, providing additional savings.

    Unit-Linked Insurance Plans (ULIPs)

    Unit-Linked Insurance Plans (ULIPs) offer a unique combination of investment and insurance, providing policyholders with the opportunity to grow their wealth while securing their family’s financial future. At Satija Consultants, we offer a range of ULIPs designed to meet your financial goals and provide comprehensive life coverage.

    What are Unit-Linked Insurance Plans (ULIPs)?

    Unit-Linked Insurance Plans (ULIPs) are investment-cum-insurance products that combine the benefits of life insurance coverage with market-linked investment opportunities. A portion of your premium is allocated towards providing life cover, while the remaining amount is invested in equity, debt, or hybrid funds based on your risk appetite and financial goals. ULIPs offer flexibility, transparency, and the potential for long-term wealth creation.

    Explore the potential of wealth creation and insurance coverage with Unit-Linked Insurance Plans (ULIPs) from Satija Consultants. Contact us today to learn more about our ULIP offerings, receive personalized advice, and secure your financial future with a comprehensive investment-cum-insurance solution.

    Endowment Plans by Satija Consultants

    Endowment Plans offered by Satija Consultants are designed to provide financial security and savings with the added benefit of life insurance protection. These plans are ideal for individuals looking to build a corpus for future financial goals while ensuring their loved ones are financially protected in case of an unfortunate event.

    Key Features of Our Term Insurance Plans

    • Endowment Plans offer both life insurance coverage and a savings component, ensuring financial security for your family and building a corpus for future needs.
    • Receive a guaranteed lump sum amount at the end of the policy term or upon the policyholder's demise, providing financial stability and meeting your financial goals.
    • Choose from flexible premium payment options that suit your budget and financial capability, whether it's monthly, quarterly, semi-annually, or annually.
    • Benefit from bonuses such as annual bonuses or terminal bonuses, which enhance the maturity value of your endowment plan over time.
    • Enjoy tax deductions on premiums paid under Section 80C of the Income Tax Act, and tax-free maturity proceeds under Section 10(10D), making endowment plans a tax-efficient savings option.
    • Avail of a loan against your endowment policy's surrender value in times of financial need, providing liquidity without disrupting your long-term savings.

    Retirement Plans by Satija Consultants

    Planning for retirement is crucial to ensure financial independence and a comfortable lifestyle during your golden years. Satija Consultants offers a range of Pension & Retirement Plans designed to help you build a corpus and secure your future, ensuring a steady income post-retirement.

    1. Financial Independence

    Ensure financial independence and stability during retirement with regular pension income that meets your lifestyle needs. Explore the potential of wealth creation and insurance coverage with Unit-Linked Insurance Plans (ULIPs) from Satija Consultants. Contact us today to learn more about our ULIP offerings, receive personalized advice, and secure your financial future with a comprehensive investment-cum-insurance solution.

    2. Long-Term Savings

    Build a retirement corpus through disciplined savings and investment, allowing you to achieve your retirement goals without financial worries.

    3. Tax Efficiency

    Enjoy tax benefits on premiums paid and tax-free annuity income, optimizing your tax liability during the accumulation and distribution phases.

    4. Flexibility and Customization

    Choose from a range of annuity options and payout frequencies to tailor your pension plan according to your retirement lifestyle and financial requirements.

    Endowment Plans by Satija Consultants

    Endowment Plans offered by Satija Consultants are designed to provide financial security and savings with the added benefit of life insurance protection. These plans are ideal for individuals looking to build a corpus for future financial goals while ensuring their loved ones are financially protected in case of an unfortunate event.

    Key Features of Our Term Insurance Plans

    • Endowment Plans offer both life insurance coverage and a savings component, ensuring financial security for your family and building a corpus for future needs.
    • Receive a guaranteed lump sum amount at the end of the policy term or upon the policyholder's demise, providing financial stability and meeting your financial goals.
    • Choose from flexible premium payment options that suit your budget and financial capability, whether it's monthly, quarterly, semi-annually, or annually.
    • Benefit from bonuses such as annual bonuses or terminal bonuses, which enhance the maturity value of your endowment plan over time.
    • Enjoy tax deductions on premiums paid under Section 80C of the Income Tax Act, and tax-free maturity proceeds under Section 10(10D), making endowment plans a tax-efficient savings option.
    • Avail of a loan against your endowment policy's surrender value in times of financial need, providing liquidity without disrupting your long-term savings.

    Child Plans by Satija Consultants

    Planning for your child’s future is one of the most important financial decisions you can make. Satija Consultants offers Child Plans designed to secure your child’s education, career aspirations, and overall financial well-being, ensuring a bright and prosperous future.

    Key Features of Our Child Plans

    • Child Plans offer life insurance coverage on the parent, ensuring that the child's future financial needs are met in case of the parent's untimely demise.
    • Save systematically towards specific goals such as higher education or marriage expenses, with the flexibility to tailor investments according to your risk appetite and time horizon.
    • Receive a lump sum amount or periodic payouts at key milestones in your child's life, such as when they turn 18 or start college, helping fund their aspirations.
    • Some child plans come with a premium waiver benefit, ensuring that the policy continues even in the absence of the parent, thus safeguarding the child's financial future.
    • Avail tax benefits on premiums paid under Section 80C of the Income Tax Act, and tax-free proceeds under Section 10(10D), making child plans a tax-efficient savings option.
    • Adjust your savings and investments to keep pace with inflation, ensuring that your child's education aspirations are adequately funded in the future.

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    Frequently Asked Questions

    Term insurance plan provides financial protection to your family and replaces your income in case you are not around. You pay a small fee every month/year to protect your family, and in case something happens to you, the insurance company pays a large sum of money (life cover) to your family.
    If you are the family’s main breadwinner, the family will be left with no source of income in your absence. A term plan will give them the financial help to take off their monthly expenses.

    The right time to buy a term plan is as early as possible. This is because the premiums increase with age and changing health conditions. Thus, as you grow older, your health conditions
    may deteriorate, ultimately increasing your term policy premiums. Buying an online term plan allows you to secure your family at affordable premiums with a large life cover for a long tenure.

    • B-85/B, Ground floor, Kalkaji,
      New Delhi, 110019
    • pramodh.satija@gmail.com
    • +91 9811611555
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    • B-85/B, Ground floor, Kalkaji,
      New Delhi, 110019
    • pramodh.satija@gmail.com
    • +91 9811611555
    Facebook Twitter Youtube